Why should you choose this card?
When comparing credit cards, it pays to do your homework. So, let us help you out a little! Before applying for the American Express Airpoints Credit Card, here is some of the need-to-know info that will allow you to make the right decision.
It’s not always easy to find a card with no annual fee and a decent introductory offer. Why? Credit card providers generally want to make money on the cards they offer. With no annual fee cards, providers don’t have the opportunity to earn as much on each card, so it makes less sense for them to offer an incentive, such as an introductory offer.
Which is one reason why the American Express Airpoints Credit Card is such an incredible find. Providing you with 0% p.a. on purchases for six months, this card allows you access to interest-free credit for six months, while you pay out nothing in annual fees.
So, if you were to make a large purchase on your card – or lots of little purchases – you’d have six months to pay it all back without having to worry about interest. Just be sure to pay it all off before that introductory period ends to avoid unnecessary interest charges accruing later.
We already know that the American Express Airpoints Credit Card doesn’t offer points-earning potential on par with more expensive rewards and platinum cards. However, it does happen to be the only no annual fee credit card in New Zealand that earns Airpoints. So, if you want to earn Airpoints but you don’t want to pay an annual fee, this card is your best – and only – option.
Earning points is easy. You’ll earn 1 Air New Zealand Airpoints Dollar for every $100 you spend, which you can then redeem for any number of rewards. Fancy a trip? Your Airpoints Dollars could be redeemed for flights to more than 1,300 Air New Zealand destinations in 190 countries.
Happily, there is no limit to how many Airpoints you can earn, as long as your account remains current and in good standing. And if you want to earn points faster, you can apply for a supplementary card for family members. That dream trip to Buenos Aires could be closer than you think!
American Express prides itself on its exceptional service and customer support. That means, as an American Express cardholder, you can use your card at tens of thousands of places, while accessing your account wherever you are in the world, using your smartphone, tablet or computer.
You can also stay organised online with helpful tools, while benefiting from Global Card support, and the American Express Online Fraud Protection Guarantee, which covers you against any fraudulent transactions made using your card.
An outstanding rewards card, offering 0% p.a. on purchases for six months and 50 bonus Airpoints Dollars, with no annual fee ever.
- Earning Airpoints on everyday purchases.
- Earn bonus Airpoints when shopping at airnz.co.nz
- Earn Airpoints Dollars faster by getting a Supplementary Card for friends and family
- No annual fee - the only no annual fee credit card in NZ that earns Airpoints.
- High interest rate of 19.95% p.a. for purchases.