The American Express Airpoints Platinum Credit Card


Interest Rate on Purchases
19.95 %
Annual Fee
$195
Interest Free Days on Purchases
up to55 days

Earn 200 bonus Airpoints Dollars™

Earn 200 bonus Air New Zealand Airpoints Dollars when you apply online, are approved and spend $1,500 on your new Card in the first three months.

  • Purchase Rate
    19.95% p.a.
  • Annual Fee
    $195
  • Interest Free days
    up to 55 days
  • Minimum Income Requirement
    $65,000 p.a.
  • Card Type
    AMEX
  • Available to Temporary
    No
  • Joint Application
    No


Secure online application


  • Clicking the Apply Now button will take you to your Online Application on the bank's website.
  • Your application will take less than 10 minutes to complete
  • Once approved, you will receive your credit card usually within 1-2 weeks

Some Benefits of the American Express Airpoints Platinum Card

  • Smartphone Screen Insurance

    Smartphone Screen Insurance for up to $500 for front screen repairs to your Smartphone when you pay for your smartphone outright with your American Express Airpoints Platinum Card, or pay your monthly Smartphone contract or SIM Only Plan.

  • Koru Annual Fee Discount

    Save $255 on your Koru joining fee, and save $145 per year on the annual fee when you become an Air New Zealand Koru member. That’s a total savings of $400 in the first year

  • Earn 1 Air New Zealand Airpoints Dollar for every $59 spent

    Earn 1 Air New Zealand Airpoints Dollar for every $59 you spend on your Card, so you can jet off on your next holiday sooner

  • Faster way to Tier Status

    Earn 1 Status Point for every $250 you spend on your Card.

  • Receive 200 bonus Airpoints Dollars

    When you apply online, are approved and spend $1,500 on your new Card in the first three months.

  • Access to The American Express Lounge and VIP lounges

    Enjoy 2 complimentary passes per year with Priority Pass™, including the Emperor Lounge at Auckland International Airport. Plus 2 complimentary passes per year to The American Express Lounge at Sydney International Airport next time you cross the Tasman.

Other Pros

  • Complimentary Domestic and International Travel Insurance for you and your family
  • Overseas Medical Emergency Expenses Cover (including Repatriation) up to $2,500,000
  • Travel Cancellation Cover up to $30,000
  • Baggage, Money and Documents Cover up to $30,000
  • Personal Liability Cover up to $2,000,000
  • Travel Inconvenience Cover will cover you for flight delays, missed connections or delayed luggage
  • Reasonable annual fee of $195 p.a. considering all the benefits
  • Smartphone Screen Insurance for up to $500

Cons

  • High interest rate of 19.95% p.a. for purchases. Therefore like all rewards cards, is best for people that pay off their balance in full each statement period

The American Express Airpoints
Platinum Card

Apply now

How to apply for the the American Express Airpoints Platinum Card

If you are interested in applying for the American Express Airpoints Platinum credit card, then it is as easy as clicking the 'apply now' button to be redirected to the online application form. Take a look at the application criteria and what you will need to apply:



Application criteria

Make sure you meet the following criteria before you apply:

  • You and your supplementary cardholders must be over the age of 18
  • You have no history of bad debt or payment defaults
  • You need to be a permanent resident of New Zealand
  • You need to have an annual pre-tax income of $65,000 or more

Required information

  • Financial information, including details of your existing cards
  • Employment details
  • Your accountant's contact information (if you are self-employed)

The American Express Airpoints Platinum card is the fastest way to earn Airpoints Dollars™ on purchases in NZ for personal credit cards plus delivers a whole range of premium benefits for the traveler. If this card sounds like it is right for you, hit the 'apply now' button to get the application process started.

The American Express Airpoints Platinum Credit Card